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Second Floor Living

Modern Economics for a Minimalist in Training

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How did I do on my February budget? Why do I have money but EveryDollar says I don't? Someone save me? All that and more in my new post. Link in bio. #debtfreejourney #debtfreecommunity #studentdebt #studentdebtcrisis #babysteps #daveramsey

Kicking debt's ass this month. #debtfreecommunity #debtfreejourney #babysteps #daveramsey #ihatewellsfargo #andnavient #studentdebtcrisis #studentdebt

The pot of gold is like 2 blocks away. Maybe I'll be able to pay off my student loans 20 years early. 😬 #debtfreecommunity #debtfreejourney #daveramsey #babysteps #studentdebtcrisis #studentdebt

How did I end up overspending in the food category by almost $500? Oh wait, I know. Emotional eating. No meal plan. Waking up at the last possible minute. I could keep dwelling on this negative self talk, but instead I want to think about what my January audited budget taught me. First, I overbudgeted in the transportation category. I traveled less last month than expected, and even my planned travel costs were less than normal. I will be adjusting this amount for my February budget. The same goes for the lifestyle portion of my budget. What that actually means is.....I didn't get out much! My biggest social expense for January was my visit to @fancypants for our nearly annual cousin retreat, and even that was cheap because we're both chasing financial independence. Finally, these numbers remind me that a budget is a living document. It's a list of priorities with numbers attached. What do I want to value in my life, and how do I want to pay for it? In total, I paid $1845.76 toward debt in January. My goal for February is $2k!

Ummmm. First post on the blog since July. I'm waxing poetic about perfectionism and shame, plus a highlight of what's to come on secondfloorliving.com #debtfreecommunity #debtfreejourney #daveramsey

Clean kitchen feelings.

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